[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.garnex.sk\/exekucia\/#Article","mainEntityOfPage":"https:\/\/www.garnex.sk\/exekucia\/","headline":"Exek\u00facia","name":"Exek\u00facia","description":"Exek\u00facia je ve\u013emi nepr\u00edjemnou a v\u00e1\u017enou vecou. Nemali by ste zanedb\u00e1va\u0165 svoje dlhy, ak u\u017e nejak\u00e9 m\u00e1te. Naj\u013eah\u0161ie sa \u017eije pr\u00e1ve bez dlhov. No, povedzme si na rovinu, kto v dne\u0161nej dobe nem\u00e1 dlhy? U\u017e len na b\u00fdvanie si potrebujete vzia\u0165 hypot\u00e9ku, teda po\u017ei\u010da\u0165 si peniaze z banky. Aj to je forma p\u00f4\u017ei\u010dky, len v […]","datePublished":"2024-07-16","dateModified":"2024-07-16","author":{"@type":"Person","@id":"https:\/\/www.garnex.sk\/author\/#Person","name":"","url":"https:\/\/www.garnex.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/69bd9b72104e3ccfb6214cbd23cb226f96c6ecf33a2a351fa1d4682235118df3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/69bd9b72104e3ccfb6214cbd23cb226f96c6ecf33a2a351fa1d4682235118df3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"garnex.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.garnex.sk\/wp-content\/uploads\/bill-6107551_640.png","url":"https:\/\/www.garnex.sk\/wp-content\/uploads\/bill-6107551_640.png","height":0,"width":0},"url":"https:\/\/www.garnex.sk\/exekucia\/","about":["Financie"],"wordCount":465,"articleBody":"Exek\u00facia je ve\u013emi nepr\u00edjemnou a v\u00e1\u017enou vecou. Nemali by ste zanedb\u00e1va\u0165 svoje dlhy, ak u\u017e nejak\u00e9 m\u00e1te. Naj\u013eah\u0161ie sa \u017eije pr\u00e1ve bez dlhov. No, povedzme si na rovinu, kto v dne\u0161nej dobe nem\u00e1 dlhy? U\u017e len na b\u00fdvanie si potrebujete vzia\u0165 hypot\u00e9ku, teda po\u017ei\u010da\u0165 si peniaze z banky. Aj to je forma p\u00f4\u017ei\u010dky, len v inej podobe. Av\u0161ak neplatenie pravideln\u00fdch spl\u00e1tok v\u00e1s m\u00f4\u017ee pripravi\u0165 o va\u0161e vysn\u00edvan\u00e9 b\u00fdvanie a dostane v\u00e1s do dl\u017e\u00f4b. Ak dl\u017eoby nedok\u00e1\u017eete plati\u0165 aspo\u0148 v men\u0161\u00edch spl\u00e1tkach, post\u00fapi sa va\u0161a dl\u017eoba k exek\u00fatorovi. Ma\u0165 exek\u00faciu by nechcel nikto. Ako sa vyhnete exek\u00facii alebo \u010do by bolo va\u0161im najlep\u0161\u00edm rie\u0161en\u00edm, ak ste sa u\u017e do t\u00fdchto finan\u010dn\u00fdch probl\u00e9mov dostali?Pracovala som na exek\u00fatorskom \u00farade. S\u00edce to bola \u013eahk\u00e1 pr\u00e1ca, no ke\u010f som videla, \u010do to v \u013eu\u010foch sp\u00f4sobuje a ko\u013ek\u00ed \u013eudia maj\u00fa pr\u00e1ve exek\u00faciu, bolo mi smutne. S\u00facitila som s nimi. Ka\u017ed\u00fd de\u0148 k n\u00e1m na exek\u00fatorsk\u00fd \u00farad prich\u00e1dzali \u013eudia, ktor\u00ed boli dl\u017en\u00ed a museli plati\u0165. A\u017e som sa \u010dudovala, ke\u010f na exek\u00fatorsk\u00fd \u00farad pri\u0161li aj obyvatelia tmav\u0161ej pleti a platili aspo\u0148 p\u00e4\u0165 eur spl\u00e1tku mesa\u010dne. Tak im exek\u00fator nemohol ni\u010d naviac prida\u0165 k dl\u017eobe. Najhor\u0161\u00edm sp\u00f4sobom pri dl\u017eob\u00e1ch a exek\u00faci\u00e1ch je to, ke\u010f sa nesna\u017e\u00edte spl\u00e1ca\u0165 ani \u010do najmen\u0161ie spl\u00e1tky. Vid\u00edte, \u017ee aj p\u00e4\u0165 eur mesa\u010dne sta\u010d\u00ed na to, aby v\u00e1s exek\u00fator bral tak, \u017ee sa sna\u017e\u00edte plati\u0165.S ka\u017ed\u00fdm exek\u00fator je mo\u017enos\u0165 a dohodn\u00fa\u0165 sa. S\u00fa to tie\u017e \u013eudia. Mnoho \u013eud\u00ed sa boj\u00ed pr\u00e1ve exek\u00fatorov. St\u00e1le d\u00fafaj\u00fa, aby im do po\u0161tovej schr\u00e1nky nepri\u0161lo rozhodnutie, \u017ee im za\u010d\u00edna exek\u00facia. No, mnoh\u00fdm \u013eu\u010fom pr\u00edde. Sta\u010d\u00ed raz nezaplati\u0165 n\u00edzku pokutu a v\u00e1\u0161 dlh sa m\u00f4\u017ee vyhroti\u0165 a\u017e na vysok\u00fa sumu, ktor\u00fa u\u017e vonkoncom nebudete schopn\u00fd splati\u0165. Je to ve\u013emi \u0165a\u017ek\u00e9, no je to realita. Ak nebudete plati\u0165 aspo\u0148 mal\u00fa spl\u00e1tku, exek\u00fator v\u00e1m m\u00f4\u017ee siahnu\u0165 aj na v\u00e1\u0161 majetok. Pozastav\u00ed v\u00e1m peniaze na va\u0161om bankovom \u00fa\u010dte a vy sa ku svojim peniazom nedostanete. Mnoho exek\u00fatorov m\u00e1 extern\u00fdch pracovn\u00edkov, ktor\u00ed priamo chodia do r\u00f4znych miest za \u013eu\u010fmi, ktor\u00ed maj\u00fa dl\u017eoby a nespl\u00e1caj\u00fa ich. Mnoh\u00ed \u013eudia kv\u00f4li nespl\u00e1caniu prich\u00e1dzaj\u00fa o svoje b\u00fdvanie a st\u00e1vaj\u00fa sa z nich bezdomovci.                                                                                                                                                                                                                                                                                                                                                                                                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